The Citi ThankYou Rewards program allows credit or bank account customers to accumulate points, also called “ThankYou Points”, on purchases made using a qualifying credit account. ThankYou Points can be very valuable, particularly for frequent travelers, but the program is slightly more complex and harder to navigate than other issuers:
At present, Citi and several other banks offer a variety of different credit cards that earn rewards on purchases. Some are more attractive than others, though all of them offer something unique to their customers. Before deciding which credit card to apply for, it is necessary to understand the differences among these different cards and the kinds of offers they each contain. Many people choose to apply for one or two of these cards to test the waters before making the decision to move forward with a specific application. Here is a brief summary of how each of these credit cards earn rewards and some of the differences between them.
Citi Prestige Cards earn five (5) miles for every dollar of credit used and one (1) mile for every dollar of non-charge purchases. Customers can also earn double points on hotel stays and rental cars at the same time. Other information may be displayed in the fine print of the offer, so it is necessary to read the fine print in its entirety before committing to a purchase. Citi Prestige Cards have been the recipient of many positive reviews, which point out their generous rewards and ease of use. At the end of the twelve month promotional period, consumers can redeem the bonus miles for a variety of uses.
Chase Freedom Reward program offers the customers the option to choose from a variety of cards that give them the opportunity to earn up to two (2) miles for every dollar of purchases and/or cash advances they make. Online bill pay is supported by the Chase Freedom Card, which offers no annual fee and unlimited rewards. A customer can earn one (1) mile for every dollar charged and/or any statement credit. In order to take advantage of this great deal, all you need to do is visit the official website of Chase and follow the directions.
Bank of America Credit Cards offer their customers the opportunity to earn karat more thankyou rewards on interest free credit cards and no annual fee. Online bank billing is supported by Bank of America's Freedom Card, which offers no annual fee and unlimited rewards. Some of the incentives offered are airline miles, cash back, merchandise discounts, amusement park tickets and the chance to meet celebrities. To take advantage of this great deal, all you need to do is visit the bank's website and follow the directions.
American Express Travel & Finance card earns the customers a point every time they make a purchase and redeem for travel purposes. The Rewards are based on the dollar amount of the purchase. Each cent is redeemable towards free flight, hotel stays, cruises, rental cars and many other forms of purchases. As a part of American Express's (AXA) premier Rewards Program, American Express offers an incredible air miles rewards program and the Gold Card that offers up to twice (twice) the points on any purchases.
Citibank offers to its customers the opportunity to earn karat cash rewards when they make certain purchases or use their card to pay bills. There are two (2 points per) category plans offered with this bank and they include the Standard and Premier Rewards Programs. To take advantage of this great deal, all you need to do is apply online.
All American Express credit cards provide excellent opportunities for earning cash and rewards. They are issued by Bank of America, Capital One and Citibank. The application process can be a little bit difficult but you can feel confident that it is well worth it because of the benefits that come with the card. Once you apply for an American Express card, you are also getting credit counseling services that will help you manage your credit cards more effectively.