Are you making the most of your Citi credit card? Do you know what to do to maximize its benefits while minimizing its drawbacks? Most people are not aware of the different fees that they will be billed with the Citi card. A lot of these consumers end up paying additional fees, which just adds to their bills. Here are some tips to help you get more out of your Citi credit card.
If you have other credit cards, use them to help you make the most of your Citi card. As mentioned earlier, there are two types of Citi credit cards. The first one comes with a low interest rate and a one or two percent introductory rate. You can use this to your advantage by transferring your balances from other credit cards. With this, you will be able to pay down your debt faster and save more on your interest costs.
The second type of credit card is referred to as the Preferred Rewards Credit Card. This card has a zero percent introductory rate and a five to fifteen percent first-year annual fee. This means that there is no need for a balance transfer as it comes with the same rewards as the Standard Plus Card. However, this card allows you only one free night repair service and one free rental car per year.
If you need more benefits, choose the best rewards credit card from the Citi group. The first one is the Preferred Rewards Visa Card from Australian Bank Account. With this, you get five to ten percent rebates on your purchases and one free night rental car per year. This is one of the better perks of having a Citi credit card.
You can also enjoy other benefits with the Citi Platinum Credit Cards. For a low APR, you can benefit from the bonus points. You also get the free bottled water and one free magazine from the Citi website. These Citi Platinum Credit Cards come with a zero percent introductory rate and a three to six month revolving balance for those who want to go for the long haul.
The Citi Qantas flyer credit card is also a good choice. It is one of the many types of rewards credit cards offered by Australian banks. The sign up bonus is twenty five thousand miles for those who book their travel using their credit card. The one free trip each year comes with twelve months of membership. The benefits of this credit card include travel insurance protection, travel accident insurance, baggage insurance, low interest rates and low cost of all packages. The low cost of the airline tickets is another big plus.
You can also enjoy low cost of one free bottle of wine or champagne or even a free movie ticket if you spend at least a month within the billing cycle of the credit card. Other benefits include one free night accommodation in a luxury hotel or five hundred dollars towards a one-way trip to Australia if you make a purchase within the billing cycle. There are other credit cards that offer other rewards like cash back, low APRs, airline miles, rental car discounts and more.
If you are a frequent traveller, the CITI rewards credit cards would be a great choice. You can use them anywhere in the world and earn points towards your next holiday trip. Some of the other cards that can also earn you points are the American Express Platinum Card, Discover Open Road Card, Bank of America credit card, HSBC Rewards card and Citibank card. All these cards have got benefits that you can benefit from. However, it depends upon you to decide what type of rewards credit cards will suit you best.