The Capital One VentureOne Credit Card has been created by Capital One to actually be the easiest and most effective travel rewards card on the market without an yearly fee. Each purchase you make allows you to earn unlimited rewards and you could even use your Venture One credit card for much more than just travel. In this article you will learn about how the card benefits you.
The first thing that you should know about the Capital One VentureOne Credit Card is that it is not like all the other cards out there. There is a reason they are called the 'Venture' ones and not some boring rebranding of MasterCard or Visa. They do not charge an annual fee and there is no annual percentage rate.
The reason they do not have an annual percentage rate is because they offer a much wider variety of benefits. First off the credit cards offer you air miles, car rental insurance, travel accident insurance, and hotel accommodation at the lowest prices around. This is all from the convenience of one application instead of having to go through different companies and filling out paper applications. Even if they do require a small processing fee each time you make a purchase the savings you realize from not having to pay that fee is well worth it.
Second you can receive discounts for purchases made at a participating restaurant, gasoline, laundry soap, pet care products, pet food, and much more. You can also use your venture card at over one thousand restaurants nationwide. These restaurants are owned by large corporations like Outback, Chili's, and Wendy's. If you use your venture card at these restaurants you will find great discounts and save money each time you eat out.
If you are getting approved for capital one venture cards by TransUnion you need to make sure that your credit is in good condition before applying. You can get pre-approved up to two months prior to when your Visa or MasterCard will be due for payment. This means that if you are looking to have your Visa or MasterCard approved when traveling then you need to apply for your Venture Card ahead of time to ensure that you are going to get the capital one credit that you are applying for. The advantage of applying early is that you do not have to wait any longer to travel with your new card.
Another great benefit of the venture card is the five percent match if you choose to upgrade your Visa or MasterCard. This means that when you apply for your card you will know exactly how much money you will receive. This is unlike some other cards where you do not know until you receive your first statement whether you will qualify or not for the bonus. This can be a great feature that makes traveling easy to book when you have the opportunity for it. When you have this type of bonus there are usually no annual fees and there are no blackout dates because you pay for your entire year upfront. The only annual fee is if you choose to cancel your membership so make sure that you read the terms of service prior to signing up for your Venture One Credit Card.
Many people do not realize that when you use your card you also will receive one of the best venture one card perks around. Travel accident insurance is included in your annual fee but only if you choose to upgrade to the annual fee plan. This is a benefit that is affordable so purchasing travel accident insurance is a great way to protect your credit when you are out traveling. This can be a great feature especially if you frequent areas that have high incidents of plane crashes. Having travel accident insurance can save you thousands of dollars when you have to make a claim.
Other perks that are included with the capital one ventureone card include discounts at restaurants, hotels, spas, cruises and much more. There are plenty of perks to choose from when you go to purchase your travel or business card but the ability to get travel and accident insurance is one of the best perks around. You will want to purchase these cards when possible because they can really help protect your finances when you are traveling.