The Discover it credit cards offer a few different options to credit card users. However, one category that many users don't recognize until now (and one that Discover might think they know even less about) are the cash back credit card categories. These categories, in general, do not offer any cash back bonuses on purchases made with these cards. Instead, they are used to reward the user for spending done with their card. This is a nice perk for those who use their card for occasional spending but not necessarily for those who use their cards often and desire to get some kind of cash back reward for their spending.
The fact that every quarter the list changes makes it stand out (Discover is quite good about adding new categories to their card line each quarter). The Discover it Cash Back Cards section of their website contains a list of all the current cash back categories. Here, you'll find drugstores, discount stores, department stores, gas stations, airlines, hotels, and theme parks. Now, there are a couple of things to note about these Discover it categories.
First, just because Discover offers a lot of these categories doesn't mean you can take advantage of them on a regular basis. Since Discover usually only updates their categories about once a year, it means that those who sign up for their credit card via the Discover it link will be on the list for a short period of time. Then, when Discover's rolling out a new category they have to apply for the card again. This can prove to be a hassle to those who love to use their cards on a regular basis.
Also, keep in mind that many people like to use their gas stations as a primary cash back source. If this is something you prefer to do, there are still some rotating categories from Discover that might interest you. One such revolving category is Cashback Honeymoon. This is perfect for those who are seeking the greatest rewards possible on their Discover it card.
There are two ways to find out more about the cash back categories you currently qualify for. The first way is to visit the Discover it main page and go to the section where you'll find all the latest and greatest offers. On this page you will find the current 5 rotating categories. You can see exactly which ones are rotating so you know you can start with them immediately. The second way to get information is to call the customer service line and ask about the current 5 rotating categories.
Many people find signing up for the Discover it rewards program and receiving the cashback portion of their Discover credit cards to be more than just the icing on the . . . . . . cake. This is because they don't think about the fact that the real value of a credit card is to provide its holder with all kinds of additional benefits and services. For example, most cashback credit cards provide free or discounted airline tickets to travel the world. Furthermore, they usually have additional features that give users added value and benefits.
Once you've decided on the cash back categories you want to focus on you need to decide on what specific category will best fit your current spending habits. For example, let's say you are currently an avid golfer and play regularly at a local golf course. In this case you would probably be better off selecting the Cashback on Golf category. But if you are a casual fan who only visits the occasional golf course and shop mostly in department stores you could probably do well with the Shopping category.
Finally, once you've found your perfect category you will need to search for the best deals. To do this all you have to do is access the section where you'll find links to signup for your Discover it card and complete any required information. After your application has been approved, you'll then receive a code via email that you can use in the section where you manage your online purchases. You can redeem your points for gifts, gift certificates, and/or cash.
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