There are many different types of credit cards, but none are as useful and popular as the Chase Visa Card. This credit card offers its holder many perks and benefits, including air miles and bonus points for shopping at Chase stores. You can save thousands of dollars with this credit card and use it for all of your spending needs.
Best Chase Visa Cards. Top card specifically for balance transfers: Chase Slate. Best card for travel: Chase Sapphire Preferred. Best card for families: Chase Freedom Unlimited
Best Rewards. Each card has a different reward structure. If you are a cash rewards cardholder, you can earn cash back on every purchase you make. However, if you use your card to pay down your balance, you'll earn no cash back, but you'll earn a cash rebate of up to five percent on your balance transfer expenses. This is the best form of reward if you only use your card occasionally, or for minimal rewards.
First 3 months free. The first three months of your chase visa card are free. You can use these to build up your cashback or other rewards account. You can also use the free period to pay down your balance or other expenses.
No annual fee. Unlike many other cards, you don't pay an annual fee with the Chase Visa Card. This allows you to use your card without worrying about high interest costs. You only pay a one point per dollar fee for your purchases, either on your purchases made at a participating store or online. This one point per dollar fee will save you a lot of money in the long run because it reduces the amount of interest you pay and helps you pay off your balance quickly.
No blackout dates. Unlike some cards, you don't have to worry about blackout dates. If you travel around the world, you can use your Chase Visa Card to redeem airline miles towards your next flight. This way, you can earn 1 reward dollar for every dollar that you spend. You can redeem the reward points as often as you want.
No blackout date. Even if you travel around the world and don't travel on your card, you can still get great rewards by making purchases overseas. With the Premier Visa Card from Chase, you can redeem your purchases made at an eligible retailer toward the purchase of a premium hotel or restaurant, or towards the purchase of merchandise at an approved online retailer.
Premier Visa Cards from Chase offer many benefits to cardholders. They include no annual fee, no foreign transaction fees, no blackout dates, no credit limits, and no restrictions on the number of cash advances that you can have issued. Cardholders also don't have to worry about purchasing too many points or other types of rewards. This is the perfect card that cardholders with good spending habits should consider when they're planning a vacation or a business trip.
What's more, cardholders get 1 reward point per dollar that they use their card to make purchases. They earn the reward points once they reach a dollar limit. If you know you'll be leaving town for a few days and you only need to buy one item, you can use your credit card to purchase that item. This is definitely a great idea when you're travelling – because you won't have to use your Chase Visa Card to pay for your hotel stay!
However, it is also possible to abuse this privilege and wind up owing a lot of money to the company – and even getting arrested! This is why it is important to be aware that the penalties that apply to misuse of your credit cards are very serious. If you use your credit cards irresponsibly, you could wind up owing hundreds of dollars in penalties. You may also find yourself having to cancel your future purchases and being prohibited from applying for new ones.
The cash back facility offered by Chase is another reason why many people choose to get their credit cards through Chase. If you choose to pay for items with your Chase Visa Card, you will receive an equal number of reward points. Every time you make a purchase (which excludes gas and hotel rooms), you will earn reward points. As long as you don't use your credit card for purchases that fall outside of the cash back program, you'll receive unlimited reward points.
All these perks and benefits are well worth getting a Chase Visa Card. However, if you're looking to find the best deals, it is best to apply for your Chase Visa Card online. You should always avoid banks that charge application fees or require you to sign-up for their services in order to receive their rewards cards. You should instead visit various websites that offer credit cards and apply for them online. These websites often offer sign-up bonus promotions, low interest rates, and other attractive deals that might not be available with traditional banks.