Do you want to know more about the Vanilla prepaid debit card? The Vanilla prepaid debit card is a great credit card for any adult who needs a prepaid credit card. It comes with no annual fees, additional ATM fees or membership fees. It allows you to choose between different credit cards and visa or master card acceptance. But what exactly do you get out of the Vanilla prepaid debit card?
The Vanilla prepaid debit card provides you with an easy to use Internet Banking or a toll free number with which to make your Internet purchases. You can only spend money on your Vanilla card after you have paid the applicable fee. You also need to order a prepaid card from a participating retail store. If you purchase the Vanilla prepaid debit card online without a fee you will in fact be paying nothing down.
The reason why the Vanilla card was developed was because of the pressure the credit card companies were facing due to the high default rates they were being hit with. It was felt by the company's management that it was time for the credit card companies to be called on their lack of customer service. It was felt that too many customers were being treated like second class citizens when they did not have the money to pay their credit bills. The Federal Trade Commission stepped in and started the long process of eliminating these charges.
One of the ways that the Vanilla Card came about was because of the pressure put on the major credit card companies to eliminate the debit charge from their cards. If they did not do this, the Federal Trade Commission felt that they would lose their power to set rates and to determine the eligibility of customers for credit cards. When it comes to the Vanilla card the answer to the question of why you are still paying interest is because the customer support has not been effective. This is where your commitment to paying off your debts with the Vanilla prepaid debit card outweighs the weaknesses of the credit card system.
There have been numerous times where the person I was doing business with asked me for my social security number, other times they wanted to make a purchase using my card and yet another time they wanted to give me a gift card for a store that I did not know existed! Was I going to fall for this scam? What should I do? How do I protect myself? These are all questions that come to mind when you find yourself asking the question of should I give this prepaid debit card a try?
You must first understand that there are no true credit card scams. In order to sign up for these type of services the companies need your information. You provide them with your name and Social Security number. If you do not feel comfortable giving this information the company may offer another form of identification such as your drivers license or Passport.
Now that I understand why this company has chosen to market their cards in Fort Worth, I can tell you that you can easily reap the benefits of using a Vanilla prepaid debit cards. The amount of money you can save by avoiding extra charges on your purchases, the convenience of making purchases online without having to leave home and most importantly the security you will experience when using your new plastic card. Now that you have decided to take advantage of this great offer you will want to do some comparison shopping. Try searching online for a website that will allow you to get free quotes from several merchants so that you can decide which of the companies Fort Worth offers best to meet your needs.
After doing the necessary research, you will have all the answers you need. Will this new prepaid debit card from Vanilla be a scam? No, it will be an honest and legitimate company dedicated to helping you save money. As I mentioned before it offers you a no risk pay-out option, that means that once the Vanilla card is issued it is yours to keep. You can spend it on anything that you feel like including online shopping. By following the simple directions provided by the website, you will be well on your way to being able to put money back in your pocket, instead of someone else's pocket!