Applying for an Apple Card is similar to applying for any regular credit card. Just as you fill out your financial information and other information on the application, you'll be asked to input a few extra pieces of personal data as well. One of these pieces of information includes your contact information. However, on the iPhone and iPad, your contact information is not visible to the world, which means it has an added security feature in place. With that extra layer of security, this type of credit card gives you a level of privacy that regular credit cards don't offer.
Apple Card does have a host of different innovative features which old-fashioned credit cards simply do not, like unlimited numberless and daily transactions and daily cash back. This means that you can go from store to store and purchase items with the convenience of a cell phone and never have to carry around your wallet or any other cash. This is also convenient when traveling; with the push of a simple app, you can purchase items while on the go. And it is also a foreshadowing of the contactless, cashless transactions future.
The additional security feature of an apple card is that it can be used to limit or deny credit cards based on your credit history. As you know, credit cards are great because they give us a level of control over how much money we spend. But the problem is that too many people don't know what their credit limit is or what it means when they exceed their credit limit. With the addition of security to credit cards, though, this no longer needs to be a problem. By applying for an apple card, you can take control of your spending habits and limit your chances of spending more on things than you should, all by looking at your monthly apple card statement.
One way in which you can use this new functionality is to keep track of your daily cash transactions by logging into your account. You can monitor what you spent during the past week and see if you spent more on certain items. If you don't want to monitor your spending in such a fashion, there are other ways to get your hands on your monthly statements. You can get your statements via mail from the bank or through the internet by going through the bank's website.
Applying for an Apple card is easy, too. First, all you have to do is download the free app. After downloading, you will find yourself on the home page of your app, where you will see a section labeled “apple card application.” You'll simply need to follow the instructions listed on that page to complete the process. In about 10 minutes, you'll be able to begin using your new apple card!
A quick note about using pay as you go (PAYG) cards: most banks now allow you to set up your own account, so if you're already using a pay as you go account, you won't have to switch over to a new one. If you're not familiar with a pay as you go account, it allows you to pay your bills online every month, without having to carry around a large amount of cash. Instead of using your regular credit card, you choose how much you want to spend every month, and your card will charge that amount to your account. When your balance goes low, you make a payment. When your balance goes high, your phone automatically charges an extra fee.
However, the in-store option does offer better options. If you'd rather use apple in-store credit, you can contact the store where you would like to shop and ask them if they would be able to accept the device. Usually, the answer is yes. You would fill out the application form, including a photo ID, and then pick up the phone to make your purchase. Usually, you will also be able to apply online, but it is worth noting that some stores have found ways to prevent this, such as requiring a specific phone number before they will approve the application. If you are accepted, the transaction will appear on your credit statement as if you had purchased the product in the store.
Applying for an apple debit or credit card requires a bit of patience and a bit of thought, but once approved, you'll have access to the thousands of ways in which you can use the product. In addition to buying products at a local store, you can also purchase items from a restaurant or gas station that accepts the device. Because you earn cash back, it makes the in-store option a really great way to earn rewards.