Amex is one of the most popular credit card issuers. They have an annual fee, but the fees and charges are worth it. They offer a multitude of benefits and perks. This makes their credit card offers a worthwhile investment for many people. They have various hotel collections, travel packages, restaurants, auto insurance, medicine, and other industries where they can make their money.
There are numerous American Express credit cards that offer various incentives and benefits. The most notable one being the American Express Platinum Card. It has an average interest rate of only 4.5 percent. The rewards that you can get from this are unmatchable.
One of the best American express credit card offers is the Hotel Collection Visa. It has a zero percent APR for the first year, then at the end of this period you will have an interest rate of 5 percent. It offers two different kinds of rewards. One is the rebate while the other rewards you with cash back. This is a valuable reward that will be useful for your hotel collection. You can also make use of this when you book your stay at the hotel.
The other American express hotel offers is the Palm Beach Collection Visa. This one has a zero percent APR for the first year, after which you will have an annual interest rate of 5 percent. You will find a lot of benefits from the Palm beach collection.
The platinum card has a higher annual percentage rate than the other offers mentioned earlier. But, it also comes with a lot of benefits such as a free gift card, travel miles, a dining card, and so much more. It can give you a better value for the money you spend. You will need to pay slightly higher in order to take advantage of all the benefits that come with the platinum card. This will enable you to pay for your hotel and get the rebate.
When you are looking to get the best deals on the travel cards, it is best to compare them according to the terms and conditions. The first thing that you should look out for is whether the offer allows you to make a purchase from any American Express Travel card account. There are a lot of cards that will only allow you to make purchases from the specific Amex card. This means that you will only be able to use the statement credit for your hotel collection and will not be able to use it to get a rebate. Therefore, it is better for you to choose the card that will allow you to make purchases from multiple issuers.
The second thing that you need to compare is the annual percentage rate (APR). This will tell you how much money you will spend every year on interest payments. Most of the time, the two consecutive nights to Las Vegas or the Bahamas will come with higher APRs. However, some of the special two weekend or even seven day deals will come with lower APRs.
Lastly, there are some other comparison factors that you can make use of when you compare cards such as the bonus points offered by the platinum card and the threshold limit. With the bonus points, you will be able to earn a point each time that you use the travel card. On the other hand, the threshold limit will be the number of nights that you stay for free at a participating hotel. If you stay for seven or eight nights, you will earn one point for each night that you are staying. Furthermore, there are also a few other factors that you need to compare so that you will be able to find the most affordable deals from American Express, regardless of the type of card that you apply for.