Credit cards act as a tool for credit card payment. But users need to be aware of the dangers associated with credit cards, as fraudsters use them for their nefarious activities. This can be done by being aware of the things one should know when purchasing CITI cards and making the payment through them.
One important thing one must know is that CITI does not accept checks as forms of payment. Thus, if you are looking for a good credit card payment option, you will be better off making your purchase using a debit card, a pre-paid check, an Internet transfer or a bank transferred check. If you do not have a checking account within the last 180 days, you will be required to open a savings account and pay taxes on the purchases you make using this facility. An Internet banking facility is also beneficial, as it enables the user to check his/her monetary balance online.
There are certain steps required to be followed if you wish to make a CITI card payment. First, you should find a legitimate CITI bank and register with them. Next, select the payment option you prefer and complete the application form. After applying for a credit card, the bank sends you a mailing address in New York, which you will use to receive your credit card.
Once you have applied for a CITI card payment, you should remember to maintain a good track of your credit cards. You should be able to figure out at what time you have used each of the credit cards. It is advisable to keep a list of every credit cards you have owned, so as to know which of them have been used. The address where the mailing address was mailed to should be kept handy, too. You can get your banking information via mail, phone call, fax or through the Internet.
After knowing your banking details, the next step is to know the CITI payment address that should be provided when you make a CITI card payment online. This address is an 8 digit number. The CITI website will prompt you to enter this number, by clicking on 'Sign up'. In case you do not know it, then simply look up the website and key in your CITI user id. The user id is the 8-digit number you have just typed in.
Then, type in your CITI card number and click on the 'Submit' button. Your application has been received! The system will inform you that your application has been approved and you will soon be receiving your credit cards. You can now use these cards to make your purchases online.
If you wish to check your CITI card details, the system will also provide you with an easy-to-use 'My Account' page. Here, you can log into your account any time to check the current balance or history of your payments. For convenience, you can also view your payment history by clicking on the links for your different payment periods. If you wish to close your account online, you can follow the easy instructions. Simply click on the link 'Cancel Online Credit Cards' and follow the simple instructions.
Last but not least, if you wish to close your account online, you must follow the complete range of CITI sales offer procedures. In order to complete the process, you must fill in a 'Cancellation' form provided on the same page as you completed your application form. To know your exact eligibility requirements, refer to the details on the site. Once you are a fully qualified buyer, the system will provide you with the codes to facilitate the sale of your account.