The PNC Cash Rewards credit card from BankFirst allows you to earn a good amount of cashback on all of your purchases. It is not a bad idea, seeing that there are so many credit cards today that give out cash incentives to cardholders. In fact, many banks are now competing against each other in offering different credit cards with different terms and conditions. This gives you an even better reason to do some research before choosing which card to go with. It will definitely be beneficial in the long run!
The PNC cash rewards credit card offers an impressive 4 percent cash bonus on gasoline purchases, which is among the best cash rewards rates you could get on a credit card without any annual fee. However, most of the other PNC Cash Rewards competition, by comparison, offer only 2 to three percent cash rewards on gasoline purchases or award only five percent cash backs only a few times a year. The rewards offered by some banks may even vary from year to year!
There is also a second reason why you should consider doing some research about the cash rewards program at your bank before making the final decision. If you are a customer with Chase, you can choose to visit their cash rewards center. You need to apply for the card first, though, in order to qualify for the cash rewards. Even though it's an attractive option, you will probably have to pay an annual fee for this facility. If you are a student, you may also be required to complete a questionnaire in order to enroll.
If you are a customer of BankFirst Bank, you should look into their PNC cash rewards visa credit card rewards. The balance transfers are usually quite attractive and you don't have to worry about annual fees. However, if you use the cash rewards balance transfer option, you must be aware that you will receive less cash back than the actual interest cost you incurred during the period of interest free usage. If you need an incentive, this might not be it. There is also an option available whereby you pay a fixed amount of money each month instead of a percentage of your balance that you pay.
If you have a balance transfer balance between Chase business days and BankFirst business days, you should look carefully at the charges in relation to the dates. For example, if you use the savings card on your business days, you are charged interest charges of up to fifteen percent on your balance transfer balances. If you use it on your normal business days, you will not be charged anything extra. So the PNC cash rewards visa credit card for business days offers a lot of advantages that you won't get if you use the card on your normal business days.
A lot of people like the fact that this PNC cash rewards credit card has no annual fee and lets you earn 2% cash back just by using your card to shop at select retailers. You can use your cash rewards visa credit card at any time during the year, which makes it easy for you to manage your spending and repay your balance as necessary. The ability to pay your balance off each month and build a higher cash balance will allow you to enjoy paying cash rewards and have extra cash to spend each month. It also allows you to build your credit history because the 0% APR lasts for three years.
This PNC cash rewards Visa credit card offers a very simple payment structure. You pay a flat monthly rate and you have an introductory APR of twelve months. After your introductory period, which is three years, you will be charged interest on the balance of $300. You can also request a higher cash rewards rate from the bank at any time during the year by calling or visiting your financial institution. The account earns points which can be redeemed for gift cards, airline miles, home improvement products and more.
To maximize the benefits of your PNC cash rewards visa credit card, be sure to use your card to purchase the items that you need to get your business started. If you are buying restaurant equipment for your restaurant or bar, consider buying such things in bulk. While the restaurant equipment may not earn you any points, they will all contribute to the larger amount of points you can earn. Once your points cap is reached, you will be able to use those points towards an even wider array of purchases. Once you have spent your reward points and built your business, you can redeem them for gift cards, airline miles, and other types of merchandise.