Did you know that there are some specific rules on the Amazon credit card application? When you visit the Amazon web site to apply for their cards, you'll be required to give some very vital personal information including your name, home address and Social Security number. You'll also be required to give your birth date too. Then there's a question regarding your employment history. You must answer 'yes' or 'no'.
In fact, when you're applying for the Visa/Mastercard from Amazon, they don't use your Visa or Mastercard number when processing your request. Rather, they use your e-mail address. The way that Amazon's online credit card processing works is by utilizing an 'electronic merchant account' (EMEA) instead of a 'standard credit card merchant account'. This means that you don't need to have a Visa or Mastercard number to order through Amazon, nor do you need to have a bank account.
So exactly what does that mean for applicants who don't have either one of these things? Not being able to meet the eligibility requirements for either of these cards can spell disaster for your Amazon e-book store application! That means that thousands of e-book readers who would benefit from the purchase of a physical book might never get the chance to buy one because they don't meet the credit score requirement for either Visa or Mastercard. That's a pretty sad state of affairs. But fortunately, there's an alternative.
Applicants who lack both a Visa/Mastercard number and a bank account can easily fulfill both of these requirements through an alternative method called a cashback Amex card. A cashback Amex card from Amazon is just like any other Visa/Mastercard product, in that it can be used to make purchases. However, this transaction doesn't include any credit check on the applicants. Instead, all that is required is that the applicants pay for their purchases with a cashback option that has been enabled within the Amazon credit card application itself.
So what credit card can I get with a Visa/Mastercard number and no bank account? This is still a very good question, but unfortunately, there is not yet a solution known as the cashback Amex card. However, if you can somehow get your hands on an Amex coupon, you should at least be able to qualify for Visa or Mastercard rewards.
A cashback Visa card comes with an annual fee of around $50, which is a hefty price for an annual fee. Still, the annual fee is a very reasonable fee relative to many of the credit cards that are currently offered to consumers. In addition, the credit card application fee is not an obstruction to the consumers chances of qualifying for a Visa/Mastercard. The only possible hindrance that a person may run into is their lack of any sort of banking account, which is required to process an application for either a Visa/Mastercard or a cashback Amex card.
If you are a person who is interested in applying for a credit card, you may want to look into getting an Amazon visa. Many times, people will use their Amazon card when they go shopping at the local mall, or even going to the movie theater. Unfortunately, not everyone has a credit score that will allow them to qualify for this type of reward program. Some people may have a higher FICO score, but it is not uncommon for someone who does not have a high credit score to be denied due to having no way of qualifying for the cashback incentive presented by the Amazon credit card application. The good news is that this is not a common rejection, and most people who are approved will receive this wonderful reward!
The first thing you should do if you are interested in applying for an Amazon credit card without a credit score, is to request free information on the Amazon company's website. Be sure that you fully understand all the terms and conditions of the offer, including the spending limits that will be honored by the company. It is important that you fully understand all of the terms of the offer, and if you are concerned about any part of the terms and conditions that are unclear, you should contact customer service. When you apply for a credit card with Amazon, you must fill out all the necessary application forms, including the application fee and any additional requirements. Once you have done so, you should receive a confirmation email from the company, and then once your application has been approved you can begin to enjoy the benefits of using your credit card.