Target Visa card links with leading hotels and restaurants that supports multiple transactions for every spending power and travel dollar. Convenient way to track expenditure on the go via GCB travel app. Immediate usage and secure payment options, no membership fee required. Limitless choices of available reward programs and special offers, with the ability to earn up to 5% back on every purchase.
Target Visa card is not a direct competitor of MasterCard and Visa but it serves the same purpose of any credit card. It is designed for travelers, business people, and anyone who wish to have a plastic to pay for everything from groceries to air fare. But the latest trend in credit cards is to stop issuing them after an account becomes past due. You can only charge to the limit if you have funds in your account.
Visa and MasterCard are leading payment providers in the world and millions of consumers are empowered by their respective services. They continue to increase their customer base through merchant processing networks like Visa and MasterCard. To keep pace with these growing competitors, Target Visa card was introduced by JCB.
Now you can buy products online without fear of overspending because Target Visa prepaid card has a zero percent balance transfer feature. No annual fee charged for the first year. No annual fee for the second year and no additional fees thereafter. Target Visa prepaid card balance transfers can save hundreds of dollars in interest charges each year. Using Target Visa card wisely will help you avoid financial crisis and will allow you to plan your expenses and monthly budget.
There is no grace period for the Target Visa card once you are charged excess for an item. They stop issuing them once the balance reaches the maximum allowable amount. Since Visa and MasterCard have some restrictions on how they will be used, there may be times that Target Visa cards are used for unapproved purposes which result in severe penalties being imposed. You are not advised to spend more than 30 percent of your available credit on purchases. You must use your Target Visa card only for its intended purpose and refrain from using them for impulsive shopping.
The Target Visa cards do not interfere with your credit card balance, except if you happen to go over your credit card limit. When this happens, Target Visa charges a fee equivalent to ten percent of the outstanding balance for the second time. There is a grace period of twenty-four hours between when you apply and when you are due to see the credit card counselor. You must request your counselor to stop charging you once the grace period has expired. If you still continue to shop during that period Target Visa will increase the charge to its maximum allowable level.
The Target Visa card allows you to make purchases at any participating grocery store and department store that are on your card's approved list. This includes all nationwide grocery stores and some of the drug stores as well. You will get a gift card for each five dollars of purchase or the entire balance. The gift cards are good for any type of purchase, including gas, groceries, and the drug store. They can be used at any participating merchant on their premises, including the gas station where you purchased your card, at any U.S. dollar store, and at select U.S. dollar and discount apparel, jewelry stores.
In order to obtain your Target Visa gift card, you will need to apply by mail or online. Once you have completed your application, you will receive your gift card in the mail in about three weeks. Make sure to make your monthly payments on time or risk losing your privileges to use the gift cards. This could include an interest charge on your unused balance. It would be a good idea to keep the target visa prepaid card number handy in case your privileges are cancelled.