It seems that Walmart is the only place you can find a reloadable visa card. While this might seem like a good idea, you might want to reconsider. It seems that not many people are aware of the card that they have at their local Walmart. In fact, not many know that it can be used at any store that accepts Visa or MasterCard.
It appears that this special card can only be used at their stores, and not at any other place that accepts these cards. This alone should tell you that there are a lot of fraudsters out there who want to take advantage of people who do not realize that there is a way to get a reloadable visa card with MasterCard or Visa. Why would anyone be fraudulently using a card that is accepted at millions of locations? These cards are easy to obtain and duplicate, which makes them very attractive to fraudsters. These criminals prey on unsuspecting Visa and MasterCard holders who do not realize that their cards are readily available to them.
It is possible that the only place you can find a reloadable visa card with MasterCard or Visa is at an exclusive company store that Wal-Mart owns. There are several such stores around, but not in every Wal-Mart store. This means that you will need to look online to find your card, if you don't already have one.
This brings up an important question: why would someone want to use a MasterCard or Visa card from such a source? After all, it is not widely accepted just anywhere, including at Wal-Mart. There is no sense in you spending money with them, when you can use your own credit card for everyday purchases. You also run the risk of having your transactions denied if you are dishonest about how much money you have available to spend.
Another benefit of having your own MasterCard or Visa is that you can make purchases at any place that accepts credit cards. With a regular credit card, you will have to get your purchases at a participating establishment before you can enter your name on the line. With a MasterCard or Visa, you can enter your name right away and be on your way to enjoying your purchases.
There are some disadvantages to having a reloadable visa card at Wal-Mart. For one thing, it really is not useful if you do not use your card at Wal-Mart very often. It can get expensive over time, since you will have to pay interest on any unused portion of your credit line. That said, the upside is that you will never be asked for identification, and it can be difficult to obtain a regular credit card with all of the fees associated with it.
If you are traveling outside of the United States, you do not have access to most U.S. merchant credit cards. This includes gas stations and restaurants. The good news is that there are companies out there that will issue you a non-MasterCard debit card at a higher interest rate than a standard Visa or MasterCard. This allows you to enjoy shopping at merchants that accept your currency, but if you like to shop at Wal-Mart you still will need a credit card. You can also have this issue resolved by contacting the company through their toll free number.
Overall, you have many benefits to being able to use a reloadable visa card at Wal-Mart. It does cost you money, but not much. Also, it is a great way to avoid getting a credit card with high interest rates. If you are traveling outside of the United States, it is not accessible at all. You may be able to get access to a merchant credit card, but that will come with a high interest rate as well. If you normally shop at Wal-Mart and have an American Express or Visa card, then you should see if they also offer an American Express card that works abroad.