For the last five years, CITI has offered the Citi Card from Bank of America as a credit card with rewards that are affiliated with participating in Costco. You can make use of this privilege to help you save money every time that you buy something from Costco. This will save you and also you and your family the burden of paying for costly groceries and other household items. If you belong to any group that belongs to Costco Wholesale Club and you have not been accepted any of their Costco cards then you should apply now. You will be able to apply online and you can expect the approval within minutes.
The cash back reward program from CITI is one of the best in the industry. There are so many perks that comes with this card, but the rewards that this card can offer cannot be compared to any other. This is also a cash back card that helps you save money on almost every purchase that you make. If you are someone who is looking for a credit card that allows you to save money, this is one of the best options that you can choose. CITI offers the lowest interest rate among all the major credit card companies.
CITI cardholders enjoy the benefits of having a reduced or zero interest rate on their balance transfers, cash advances, purchase APR, gasoline rebates and so much more. With the card, you will be able to manage your expenses better. You do not have to pay high interest rates when you transfer your balances to this card. This will save you a lot of money in the long run. Another good thing about this card is that you will be able to earn miles for your purchases instead of cash back. This is an added advantage.
With this card, you will be able to make use of credit cards that give cash back rewards. If you belong to a CITI credit card program, then you will not need to look for another card that gives you cash back. This can actually be considered as one of your loyal customers. You can use this card even when you go out for shopping. This will give you the option of getting the best deals available in the market.
There are several reasons why CITI cardholders are given this privilege of having a CITI card. The first and the most important reason is that the credit card company makes their profits by providing cash back incentives to their cardholders. In order for the card company to increase their sales, it is important that cardholders continue to be loyal to the company. With a loyalty card, the customer will be able to get the benefits at a lesser price than other credit cards. This will be a very cost effective deal for the CITI card holder.
However, there are also some disadvantages when choosing CITI cards. One disadvantage is that CITI charges a higher annual fee than other credit cards. It also has higher credit limit restrictions. You should read all the details given on the CITI website very well before signing up for any card from them.
After activation, you can use your CITI card anywhere at any time. You do not have to worry about where to cash your card or what to do if the power fails. This can be a big advantage over debit cards since you do not have to wait for payment to be delivered to you through mail or through credit card machines. With a credit card, you need to be very careful with your expenditures and you are more prone to spending money than necessary.
In addition, you do not get special offers for CITI cards. Other cards like MasterCard and Visa offer better deals like cash back bonuses and other privileges. You can try those if you think that CITI card offers are better. If you want to save more money, you can go for debit cards but if you want to get the most benefits, you should activate your CITI card.