Electronic gift cards or e-gift certificates, as they're more commonly known, are gift certificates that can be bought online and used to purchase goods. Online retailers and businesses like Amazon use them to give their customers discounts and sales on particular items. The buyer is usually prompted through an automated web page when to complete his purchase and the item is then sent to the purchaser via mail, email or fax. This process is completed over the Internet, which is convenient for both parties.
A great example of how a customer can buy an e-gift card via email is when he's shopping for a new washing machine, a new washer or dryer or other household appliances. When a customer buys an item like this, he can simply give the address of the place where he wants to shop – be it online or at his local store – and an Egift shop that he prefers will be contacted to give him the details of the best deal available. The process is easy, fast and mostly hassle free for both parties.
This service does require some effort on the part of the recipient in order to receive his or her card purchases and there are several questions that he or she will need to answer on the card forms. So it's good to know about these questions before actually going ahead with the transaction. The following is a list of frequently asked questions about gift cards and answers to them.
Are these cards purchased over the phone or online? These are generally purchased over the phone since the vast majority of merchants who offer them do so by phone. Most of the time, the customer will simply provide the email address of the merchant as well as his or her name as a way of asking the merchant for the card's private key.
What is the spending account used for? This refers to the bank account or credit card account that is used in order to complete card purchases. An example of an in-store payment is buying items in a store or from a kiosk. These are the most common ways of funding card purchases with egift cards.
Does the spending account have a limit on the transactions? Some merchants do not allow the number of card purchases or cash back offers that can be made in one month. In such cases, the consumer will be charged for the entire month's purchases regardless of how many are made. This is a fair policy. However, it is important to know whether the number of card transactions and cash back offers that can be made during a month are limited and whether this restriction affects the way the money is spent during that month.
Does the recipient get a paper copy of the spending account? When you purchase gift certificates or gift cards with egift financing, the recipient will receive a printed copy of the spending account. This document can contain detailed information about all the purchases that were made and any money that was spent. This includes the amount of each purchase, date of purchase, recipient's name and address, and any other details that are relevant. It will help the recipient to track all the transactions made during the month.
Is there contact information provided on the site? If a merchant offers this service, it is very likely that there will be contact information on the site. The best way to contact a merchant with frequently asked questions about the service is to send them a request via their contact information. The contact information usually includes their email address as well as a toll free phone number where one can be reached. Reading the frequently asked questions and understanding them can also help the recipient in making a decision about the service. In most cases, a merchant is more than willing to answer any and all questions that a customer may have.