Old Navy bill pay can save you a lot of money on your shopping bill each month. There are many reasons for this. One is that they offer two rewards programs, one for their Premium members and one for their non-premium members. So not only do you save money each month, but you can earn rewards as well. Here's how it works.
When you sign up for an old navy bill pay online account, your bank will add your checking and savings accounts to its list of accounts it protects. Once they are added, you are given access to the benefits of the account. You can use the cash on the gas and grocery discounts, savings and reward points, and cash back from online purchases. The benefit you get from online payments is that you don't have to use an offline card to complete these transactions.
What's even better is that you never have to make payments using credit cards. You can use cash and debit cards when you purchase items or pay bills online. You can also pay your bills online with old navy bill pay statements you receive in the mail. When you have them, print them out and show them to your bank manager so you will have them for record keeping. They are separate accounts just like your normal credit cards.
What you pay for is the service charge and the annual fee, both are included in your bill. For debit cards, you don't pay any annual fee. If you have a credit card, your credit card payments are subject to the same fees as those on an old navy bill pay statement, which include:
o APR – Annual Percentage Rate (APR). This is the interest charged on your bill pay. Remember, if you are paying off your balance in full, your APRs may be lower, but if you are making regular payments, your APR may be higher. You should check your monthly credit card statements and look at the minimum payment due listed.
o ABA – Automatic Bill Pay. Your bill pays gets deposited into your bank account every month and a bill payment is made to your authorized user. This account is separate from your bank account balance, so your authorized user can only see their own bill balance if they have access to it. They don't have to manage your account balance. Paperless statements are sent to you via email.
o Routing Number. The routing number is a verification code given to you by your bank. Your bank account balance will appear on your bill as an amount in the form of a bank routing number. Your authorized user will enter the routing number you provide into their banking system to access their funds. When you sign up for Old Navy, authorize users to access your account by entering your routing number.
Once your bank account number is entered into the system, it is safe to make direct payments to your bill instead of waiting for your check to clear your bank. These types of payments make it easy to track your finances. Old Navy bill pay and other cardholder account services login page instructions can help you learn more about bill payments.
o Easy due dates. All bill pay and cardholder account services automatically calculate due dates based on the day of the week. You can set up automatic payment due dates for all your Old Navy bill payments. If you forget to set up your due date, you won't be charged late fees until your next bill pay date. This feature is perfect for those who forget to pay bills when they are late.
o Visa or master card payment option. You can set up direct Visa or master card payment links to pay your Old Navy bill. This makes it convenient to pay all your bills with one easy payment link. Old Navy's VISA and master card payment options make it easy to pay your Old Navy credit card account.
As you see, it's easy to do all your bill paying with the convenience of your laptop computer. The above steps are specifically designed to save you time and money. If you don't have a laptop yet, don't worry. You can still complete your billing all in the comfort of your own home. All you need to do is access an online payment solution such as PayPal and complete your bill pay from there. If you already have a PayPal account, all you need to do is click the “Card Settings” link under “TPPS” in the left hand navigation pane of your account and follow the instructions to activate your PayPal account.