PayPal has a couple of great options for online merchants. They are: PayPal Mastercard and PayPal Basics. At a glance both offer similar features. Both have a rewards program for online merchants. What separates the two though is that PayPal Basics only offers one point system while Mastercard has four.
At a Glance: PayPal MasterCard At a glance both offer similar features. Both also have a rewards program for online merchants. What separates the two though is that PayPal Basics only offers one point system while Mastercard has four. So which one is better?
As you may know PayPal is the original and is still the largest online payment processor. They are also known to be a very secure service provider so this is why they still have a high spot in the market place. Here are some more things you can do with PayPal Mastercard:
Earn more points When you use PayPal you can earn extra points towards your balance. The more you have the bigger amount of cash back you will earn. There are different ways you can earn points such as through making purchases, signing up for a new account, paying bills etc. These extras Mastercard gives their members are pretty nice.
No annual fee What many people don't like about credit cards offer is the yearly fees. Some cards offer no annual fee at all while others tack on annual fees in addition to what you are already paying. The best way to avoid fees is to pay it off completely when you get your bill. PayPal has no annual fee and gives their members lots of other benefits such as cashback, reward earning rates, and discounts on everything. This allows you to pay less without feeling bad about it.
Sign up for multiple accounts, PayPal also offers members the option to sign up for multiple accounts. For example, you can earn the maximum amount of cash back by using a pay pal debit card and a credit card. Each time you make a purchase with your cash card you will earn a bonus point. As you earn more points the amount of cash back you can get increases. You earn two percent cash back on just about every purchase you make which makes the PayPal debit card one of the better cards to have.
No expiration date When you sign up for a PayPal debit card you will get unlimited access and you have an unlimited number of billing cycles. This . . . . . . means you can have your membership active for as long as you want. There is no expiration date either so you do not have to worry about getting in a rush to open a new account. With this option you can have your membership active for two years and still be able to earn lots of cash-back points. This is much better than the others mentioned above. Also, with a pay-pal extras credit card you get six thousand points earning, which is equivalent to one percent cash back making your points even more valuable.
Automatic top up Available balance transfers are an easy way to keep your cash flow consistent and also you can make use of the automatic top up feature available with PayPal. Once your balance transfers are complete, all you have to do is sign in to view your transaction history. The automatic top up will transfer your balance automatically each month. This allows you to keep your cash flow consistent and also you do not have to manually add funds to your account when there are available balance transfers.
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