You probably have heard about Walmart Visa gift cards. These are a new concept that Wal-Mart started offering a while ago. They are very similar to the VISA and MasterCard gift certificates that you can get from many stores including Best Buy, OfficeMax, etc. In fact, many people have already thought of using them at their stores. But, do they really work? Or, is it just a gimmick?
Well, the answer to the latter question is… it works! I know this because I have tried it! I got one back when I was in the stores receiving other promotional gift cards. I did not like the way I had to enter my information every time I wanted to purchase something. It seemed like a very tedious process. Also, I was never able to withdraw cash using a prepaid debit card from any of the ATMs around the block.
But, with Walmart Visa gift cards, I was given the chance to have cash withdrawn from my account whenever I wanted to. The process was so easy and simple that I actually did it on more than one occasion. I simply went to the cash drawer, identified that Walmart Visa gift card I wanted to use and inserted my card number. Then, I just waited for my Walmart Visa card balance to show up in the transaction statement.
This process saved me so much time. I didn't have to wait for the end of the month to figure out my balance because I was already paying cash for most of it. I didn't have to wait for the end of the billing cycle because I was only paying for the amount of money I spent. And, if I were paying for gas using a prepaid debit card, I never would have been able to estimate my bill since gas prices keep going up.
If you're worried about your card being used too much by other people, you're right. Walmart Visa gift card cannot be used for purchases at other retailers. However, it's perfectly fine to pay with your regular credit card. When you go to charge your Walmart Visa gift card balance, the amount of money that you are charged will be taken off of your balance.
It will take about seven to ten days for your Walmart Visa gift card balance to return to normal. Don't worry because after this period, you can apply again to charge additional amounts onto your prepaid debit card. Once you receive your new Walmart Visa debit card, all purchases will be accessible through your regular credit card. You don't even have to carry around an actual card anymore to make purchases. All you need is a computer with an internet connection and you'll be ready to go!
If you find yourself wondering “what can I use my Walmart visa gift card for”, you have a few options. You can pay bills online via your computer. You can also get cash from an ATM if you have one. You can also use it to make purchases at select retailers that accept the prepaid debit/credit card. Walmart does not yet have an internet presence, but they plan to begin introducing one in the near future.
As with any type of credit card, you have the option of switching out your Walmart Visa gift card for another one at any time. If you have paid your balance in full, you can simply choose to transfer your balance to another card. Keep in mind, once you transfer your balance, you will no longer have access to that particular store. Each company has their own rules about transferring balances. So, if you're wondering “what can I use my Walmart visa gift card for,” be sure to check out each company's terms before making your decision.