If you're looking for a Belk credit card, chances are you're looking for more than just the regular credit card features. A lot of credit card companies these days are offering exclusive credit cards that offer benefits you won't find on your regular card. There are many types of cards on the market, but Belk credit cards seem to be one of the most popular. Their card is a leader in “green” credit card offers. They provide a line of credit for balance transfers and purchases made using their credit card. The following article will take a look at the Belk credit card, what it offers, and how to apply for one.
The Belk credit card is issued using a credit card machine. The customer must provide their phone number at the time of application. This line of credit can be used to make purchases online or from a Belk retail store. Anytime a customer uses their credit card for online transactions, they are charged an interest rate equal to 10% of the total purchase price.
To get started, the customer calls up the customer service number on the Belk card and asks for a password. This is usually a toll free number. They also give the customer name and phone number. Then the customer enters the password into the machine, and gives them the phone number. After a few seconds, the card is swiped. This is when the customer finds out if his or her balance has been reduced due to an outstanding balance.
To complete other credit card transactions, like purchasing gift certificates, the customer calls up the same toll free number and again enters the password. At this point, the customer can use the credit card to pay for the items purchased. This is how a person can get a low interest rate on a Belk credit card. The money is automatically deposited in a designated bank account, where the savings account earns a interest rate.
The Belk card is different than most because it does not use a traditional ATM machine, like most credit cards do. The Belk credit line is activated through the customer using a telephone, which is not only faster than using an ATM, but safer since there are no lines of people waiting to use the machine. The Belk card can be used anywhere MasterCard is accepted, including many online stores. The convenience of the Belk card makes it a great choice for anyone needing a credit card with no annual fee.
To check your balance, call up the customer service line on the Belk card. You can enter your credit card information by using a toll-free number that the company provides. In addition to your balance, you will get all kinds of helpful information, including a list of your purchases and payments. From here, you can find out exactly what your spending habits have been and decide if the Belk card is right for you.
The customer service representative on the line will be able to guide you through any questions or concerns you may have about the Belk credit line. If you have questions about your purchase or need more information about using the Belk card, the representative can also assist you. Using the telephone rather than an ATM will save you time and money when choosing a card.
Once you have made your selection, you can apply for your Belk credit card online. It takes just a few minutes and you won't need to wait in line. There is no need to provide your social security number, bank routing number or other identifying information when applying for the card. All you need to do is complete a short application form online, and you'll be approved right away. When you're ready for more, simply call the Belk toll free number and speak with a representative who can help you with using your new card.