Is virtual Visa credit card really feasible? Is it really safe to use? Can virtual Visa credit cards really be used like a regular credit card? These are all good questions that many people have asked about virtual credit cards and whether or not they are a good idea or not. Many of these questions have resulted into a number of different opinions as to whether or not using a virtual Visa card is safe.
Usage. Can virtual Visa credit cards to be utilized in the real world? While virtual Visa Cards can indeed be utilized online anywhere Visa is accepted, they certainly cannot be utilized in person at many locations. However, it is still possible for some merchants to accept virtual Visa cards for transaction by manually inputting the card information on-site. Of course, this still does not allow you to access the physical card at any time, but many people find this an acceptable alternative when they are not in a rush to use a virtual Visa gift card.
Store purchases. Can you use your virtual Visa card to make purchases at a store? This is actually another one of the main reasons why so many people prefer to use prepaid cards instead of having to carry around a regular Visa card. When you want to purchase something at a store, you would have to enter your card details, which can then be verified by a machine.
Bank account purchases. Can you use your virtual Visa or MasterCard to make purchases at a bank? This is also a popular preference among people who do not wish to carry around lots of cash, but prefer to be able to pay for their everyday purchases with a virtual debit card rather than a conventional Visa or MasterCard. The only issue here is that many banks do not offer this type of service, so look around to see if you can find one that does.
Payment. What else can you do with a virtual payment card other than use it to pay for purchases? This is often done when you make a hotel reservation, rent a car, or make an online purchase. With a traditional credit card, the buyer is required to present a credit card number at the time of the transaction. You may have to sign some additional papers, or have to pay an extra fee for the service.
Debit cards. Can you use your virtual Visa or MasterCard to make purchases with your debit cards? This is one of the most popular ways to make purchases online. Most major credit card providers now have some kind of debit card option, so you can just about use any old Visa or MasterCard to make purchases online with your debit cards. Of course, you will need to be careful with these cards, as they are not as secure as traditional credit cards.
Credit. If you already have a credit card, you may want to consider transferring your balance to a virtual Visa or MasterCard to free up some of your spending limits. If you are still paying on an old credit card, the virtual card will help you pay off the balance much faster and easier, while still letting you spend your limit as you see fit.
When shopping online, you have to be aware of all the fees, rules, and information. For this reason, you should always have a virtual Visa or MasterCard in your computer or cell phone. Then, you can simply input the credit card number you wish to pay online, and enter the payment symbol. As long as you have the money to pay the bill each month, you won't have to worry about making payments on your virtual Visa or MasterCard. Of course, you still need to be careful with them, because the fraudsters out there can open up new accounts using your credit card number, and if you don't know what your actual credit card number is, you won't be able to verify who owns it if you ever fall victim of fraud.