Many credit cards offer rewards programs and other incentives for using them. But, not all of these offers are available across the board. There are some credit cards which only offer cash back or bonus points if you use their card for your purchases and do not use another one for an extended period of time. For example, the American Express Delta SkyMiles Gold card offers up to forty thousand bonus miles once you spend $1,500 on purchases within the first three years. The bonus increases to fifty thousand bonus miles once you spend $5,000 within the third year. And, if you use the card for dining as well as other everyday expenses, you will also receive a five percent bonus on all purchases.
Other rewards offered by American Express include travel miles and statement credit. However, they also have several other cash card offers for those who want something more. Their Gold card has no annual fee and gives you an extra two hundred dollars on your purchases. They also offer cash back on many purchases at department stores, drugstores and many other merchants. They also offer a credit card for those who have no other credit accounts.
The Blue Sky card offers the most rewards among all American Express credit card offers. They offer free air travel, free car rental, trip insurance and trip cancellation insurance. They also give you two hundred and twenty five thousand airline miles for free. You get a thirty day grace period to repay any balance and have no annual fee. And, you get additional bonuses, such as a free bottle of alcohol or gift cards for restaurants and diners.
The Platinum card is another popular choice among American Express users. They have different card offers that are suitable for different people. First, there is the Preferred Rewards Green Card. This card has no annual fee, gives you two hundred and twenty five thousand miles for free and gives you an additional ten percent rebate on every purchase. The second option is the Gold Card. This one has an annual fee of only $50 and offers four thousand miles for free, as well as an additional three percent on the purchase price of any eligible items, which could include flights or hotels.
The Cash Back card offers one-time offer discounts up to one percent. It gives you a statement credit for fifty dollars and a one-time bonus of ten percent off any eligible purchase you make. Finally, the Best Value card has no annual fee and offers one-time points based on your balance transfer. The APRs vary depending on the amount of cash back you would like to receive and the terms and conditions. These are some of the American Express credit card offers you can choose from.
These Platinum Card offers are specifically targeted at those consumers who travel a lot. They give you a fifteen percent savings on up to two thousand gallons of gas, on up to three hundred and twenty five U.S. dollars of groceries, on up to twelve thousand dollars in combined purchases at U.S. supermarkets and gas stations, and on up to three hundred and sixty thousand point transfers made in your favor. These points can then be applied in your favorite restaurants, over the counter at American Express restaurants and U.S. gasoline stations and online at the American Express website. There are also certain restrictions when it comes to the use of these points.
The Platinum Card also provides account holders with access to twenty five percent off their regular air travel charges at participating airliners for the period of one year after opening the account. In addition, once every year, for twelve months after your account is opened, you receive fifty percent off the cost of round-trip tickets on flights operated by Delta Airlines, Continental Airlines, United Airlines and Alaska Airlines. These travel benefits come as a reward for being a loyal customer of American Express. There are other perks that you can acquire depending on what kind of account you have. You can also earn up to five percent off on your annual premium payments, receive no interest charges on your balance transfers and get instant rebates on the purchases that you make in the stores that you are using American Express as the credit card for. Certain restrictions apply, but American Express cautions that these benefits may vary from issuer to issuer.
If you would like more benefits and rewards, then you should look for additional offers from American Express as well as other credit card issuers. These can include airline miles, cash back or any combination thereof. If you don't already have one, then this is probably your best option because there are a lot of card offers out there and competition between them is very intense. The annual fee is not usually too high as well, which is good for those who don't use their card too much or have a problem with high fees.