With the new credit card companies that have recently entered the arena of prepaid cash cards there is one very good comparison to look at for Aerogarden credit cards. There are several choices to choose from and it can be confusing trying to decide which one will best suit you and your family. But when you are able to make an informed choice on your next credit card then you are sure to get the best deal for yourself, your loved ones and your future.
The Aerogarden credit cards offer some very nice things in a great package. They offer you five-cent off per purchase, free fresh produce every week, free shipping when you spend over a certain amount and a percentage off of all your balance transfers. This means that there are some great incentives with these cards. However, they are also notorious for having high interest rates. And they have a maximum line of three cards that you can use for your purchases.
The other two credit cards that the Aerogarden has are called Blue and Gold. These are not as widely marketed as the Aerogarden credit card. But they do have their loyalists. You will likely see more people using the Blue card than the Gold card, probably because of the bonuses that the two cards offer.
The other thing that makes this credit cards comparison helpful is that there are many perks offered with both the Blue and Gold cards. They have separate cards for making gas and grocery purchases. This allows the consumer to be able to manage his or her spending more accurately. And since you have both a gas and grocery card you are able to better plan your shopping trips and better gauge what items you actually need.
One of the big differences between the Blue and Gold credit cards is that the Blue card costs more than the Gold card. This is due to the increased credit limits (which are currently $1000 more than the original limit). The reason for the higher price is because it offers more perks, including a free salad. It can also be used as a debit card, which means you can make online purchases, which is an added bonus.
However, the rewards offered on this credit cards comparison is deceiving. Because it has a higher maximum limit, it can cost more if you happen to exceed that limit. However, if you pay off your balance every month you will pay just as much as the Gold card would. So if you only spend a few dollars per month, you may as well go with the Blue card. On the other hand, if you are someone who consistently uses the credit cards and are able to pay them off each month you will probably find that the Blue card is not worth the extra money. If you are in this position, it is probably better to go with the Gold card and save some extra money each month.
The interest rate on the Aerogarden credit cards comparison is also deceptive. Most of these cards feature interest rates of around fifteen percent, but some have higher rates of up to twenty-five percent. While the lower interest rate is nice, if you can save money by only paying your minimum payment each month, why not take advantage of this? You could pay nearly two thousand dollars in interest over the course of five years. This can turn around and add up to a lot of wasted money.
Finally, as with most things in life, you get what you pay for. While the rewards on the Aerogarden credit card are well worth the cost of the card, if you don't pay any of the minimum payments it is not worth it. In addition, if you do use the credit card, make sure to pay it off every month or you will be wasting money on interest. These three factors, when combined, will probably make the credit cards comparison of the Aerogarden Blue and Gold credit card the best one out there.