prepaid Visa gift cards are definitely a great idea. They allow people to have cash on hand whenever they need to buy something. But, as much as they are convenient, people tend to misuse them. They get wasted quickly, and it's a shame that people end up wasting money on things that they won't use.
In this case, giving prepaid visa cards embedded within other greeting cards can actually be a great option. It's exactly what you need. For those of you who do a lot of traveling, these can be excellent travel companions. Once it's spent or put into purses, it's over and done with. And then, the recipient may find the gift to be less liked or useful than you intended it to be.
But it would be so much better if the money on your prepaid card could be used for something other than spending it. There is one issue that can come from using prepaid Visa gift cards though: you run the risk of running out of credit before your trip even takes place. If your card is only worth the amount of money you've put on it, you will not be able to spend more once your trip has already begun. You could end up being stuck with a zero dollar card balance at the end of your trip!
This is why it's important to remember that prepaid Visa gift cards aren't meant to keep you from spending. They're designed to help you save money. These cards are just that: they are preloaded with funds that can be used on purchases once they are loaded onto your card. In some cases, you might end up getting offers for gift certificates that you can use for shopping. That means you could end up with an empty card once your shopping has begun.
To avoid this, there are some things you can do when purchasing prepaid Visa gift cards loaded onto them. The first thing to remember is to shop around. Look online for the best deals, and compare what different retailers have to offer. You'll likely find deals that make your prepaid visa cards worth more than what you would pay for them if you bought them brand new.
Some retailers who offer prepaid Visa cards also allow you to load money onto them with a debit card from your checking account. With these cards, you don't need to put any cash on them. Instead, you load your prepaid Visa into the card slot and then use it like a regular card. When you go to purchase something, you swipe the card and have the money deducted from your checking account. So, as long as you follow the prepaid Visa loading instructions, you can quickly see how much money you can have added to your card each day.
You can also get cash from prepaid cards loaded onto them by getting cash from ATMs of participating merchants. This works very well in combination with prepaid Visa cards. If you choose the right ATM to load your prepaid card onto, it can give you up to 90% more cash back or rewards than if you purchased the same item at a standard credit card store. You should be careful to read the terms of service of participating merchants, as some charge fees for using their ATM to get cash.
Some travelers also use prepaid Visa and Mastercard gift cards to pay for airline tickets. These cards are considered pre-paid travel tickets that you can carry as proof of identification upon entering the country. As long as you pay off your Visa card before leaving, you won't be charged any fees for this type of payment when booking airline tickets. They can also be used to buy merchandise from the Internet and some stores, but it's better to pay for your purchases with cash, so that you won't end up with a debt you can't pay off.