Credit One has come out with a unique new credit card that they claim is different than the rest. You must be wondering if their claim is true, especially if they say they have no annual fee. After doing some research on the internet I found that the company does in fact offer a no annual fee credit card. I decided to take advantage of this offer.
The first thing I noticed about Credit One's no annual fee credit cards was the high interest rate. Most credit cards have a relatively low interest rate. However, the interest rate on Credit One's no annual fee credit cards was a high as 3%. It is understandable though as this is a high risk for the credit card company. They needed to compensate for this risk by charging a high interest rate. But it seems like they are doing just that.
You see, with Credit One's no annual fee credit card you will be limited to only using this card for online purchases and cash advances. In order to get any kind of credit or debit card from them you will have to pay an additional fee. The nice thing is though is that once you pay the fee you can then get another one for no additional charge. This means you are not locked into paying this fee.
Another thing I found about Credit One's no annual fee credit card offers was that they do not seem to offer the usual long term credit card offers. Typically these long term credit card offers usually come with an interest rate that is higher than most cards out there. However, this does not mean that it is a bad deal. If you are looking for a credit card that will give you rewards and lower your interest rate then this might be a good deal for you. Plus you get the added benefit of being able to choose from a variety of credit cards and lenders.
The other thing I like about this credit card is that they offer air miles. They have a program where you can get up to a 500 mile per year credit card. This is something that some people might not consider as helpful, but if you plan on traveling a lot then this could be helpful. If you fly often or at least use the airlines a lot then this could be beneficial. Plus you get this benefit along with a host of other no annual fee cards out there.
The Credit One website also has a great customer service feature. There is always a live customer service representative available to help you out with any credit related problems. Also, if you need any help with applying for the card you can call the number as well. Plus, if you find yourself in any kind of credit trouble the staff is usually very helpful and happy to assist.
As you can see from my review of the Credit One No Annual Fee card, this particular credit card is great. It has all the features that you would expect out of a credit card and is also very affordable. Plus, it offers air miles, rewards, and a great customer service record.
So if you are looking for a no annual fee card and don't mind getting a little bit of extra credit card debt relief then this particular card is for you. Plus, it is also a card with a low interest rate. So if you are in need of some credit card relief then this might be a card for you to look into. Plus, with a credit card like this you don't need to worry about making payments on time or making any late payments.