Visa Infinite is essentially the most elite form of Visa card offered to cardholders. It's a very high-end proposition with a super-premium offer. It's instantly recognisable by the people who use it and even the merchants who accept it for payment. And all this because Visa has devised a new kind of technology that makes its way through the credit card system known as VISA Infinite.
As is normally the case with any other Visa cards, Visa Infinite comes with an annual fee. However, there's a lot more going on here than usual. For one thing, the annual fee is in addition to the normal fees and charges you'll be making on other categories of purchases using your card – ranging from travel rewards to added services like online account management. For another, this unique service is offered in conjunction with what's known as the Visa Infinite Purchase Protection Plan (IPPP). This is a plan created by Visa to protect you from fraud and identity theft, by providing a cover that covers all purchases made with your card for an entire twelve months from the date you activated your account.
But what exactly are these endless benefits? To begin with, what would be the point of acquiring a unique credit card offering all this coverage when you aren't likely to ever use it to its full extent? After all, the benefits of such a card would be entirely dependent upon how often you'd use it. If you never used your Visa Infinite, then there wouldn't be any benefits to be gained from it. You'd be simply wasting money.
Visa's infinite benefits perks revolves around its unique features. To start off with, the primary attraction of this card is the three benefits perks that come with it: reward points, which can earn you hundreds of dollars every time you use your card; free air miles; and protection against fraud and identity theft. The point system is based on your individual credit score, so the higher your score, the better your chances will be of getting rewarded.
Along with these three benefits, Visa Infinite also offers some added incentives that are exclusive only to its brand. For instance, if you use your card to make a one-time purchase of certain items, Visa will throw in a free trip to Paris, which is one of their most popular tourist destinations. If you use your card to make an online purchase, Visa will throw in a free plane ticket for you and a free hotel stay. And finally, if you use your Visa Infinite to make purchases at select gas stations, then you will receive up to 50% off on your total purchases.
What are the unique benefits available with these types of cards? In reality, these are the main attractions. But don't let that fool you, because there are some other benefits as well. In fact, they're actually even better than rewards offered by other types of credit cards. That's because this new program combines the benefits of traditional reward programs with some of the features of debit cards, but it allows cardholders to use their Visa Infinite as cash at the pumps.
When compared to traditional cards like American Express, Discover, Visa Infinite has some significant advantages. For example, as mentioned above, the unlimited rewards and special deals associated with this brand of credit card are a big plus. But another advantage that this type of card enjoys is its ability to function as both a travel rewards card and a debit card. As a result, cardholders can enjoy infinite benefits while only spending finite dollars.
What is important to note is that Visa does not limit cardholders to the infinite benefits it offers. While the infinite card comes with special perks, cardholders can still benefit from additional benefits when they use their Visa Infinite card to make purchases. Cardholders are also provided an opportunity to earn bonus points when using their Visa Infinite card to pay for their hotel stay, plane ticket, or car rental. Plus, they can earn additional points when making purchases at restaurants, car dealerships, movie theaters, or any other business that accepts the Visa and MasterCard brands. Finally, many merchants offer consumers a discount when paying with their Visa Infinite rather than a credit card or debit card. The combination of the aforementioned benefits, along with the low-interest rate, zero percent balance transfers, and free or low-interest rate grace period makes this card very attractive to consumers.