The Fidelity Credit card offers no annual fee, unlimited rewards and earns you points with every purchase. Plus, your earned rewards never expire. Here are more advantages of the Fidelity cash back credit card:
No annual fee: Even if you have zero credit history, the Fidelity credit card has no annual fee. It also has a very low foreign transaction fee. You can use the cashback card at any online merchant account site. It will be accepted in the casinos, shopping sites, airline companies, hotels, car rental agencies, etc.
Unlimited rewards: As long as you pay your balance on time, you get unlimited rewards points. It will be credited in your Fidelity credit card account once you make your monthly payments. The more you use the credit card, the more cash-back is given to you. The cash-back amount differs from one card to another.
No annual fee for balance transfer: A Fidelity credit card has no annual fee for balance transfer. If you have other zero or low interest credit cards, you may opt to transfer your balances there. But make sure that you pay off the full amount before you can take benefits of the second lowest interest rate. You will still save if you pay off the full amount in full each month, since the cash-back card will give you the rewards anyway.
Ease of use: Visa and Mastercard both use the OBI (Operating Bank Account Number) system to process transactions. Thus, both Visa and Mastercard are easy to use. The Fidelity credit cards are not as user-friendly, but this depends on your needs. Some people find it easier to use the Visa or Mastercard world. If this is your case, then the Fidelity credit cards are for you.
No annual fee for reward points: You get your rewards points every time you make a purchase using your credit card. These points can be used for purchasing items, paying rent or mortgage, getting a car repair, and many other things. When you get your points, you can redeem them for whatever reward you want. You may also get a tax rebate for the amount of your reward points. This is known as the rental collision damage waiver or the collision damage waiver.
No foreign transaction fee: One of the best features of the credit cards is their no-foreign-transaction-fee feature. If you do business all over the world, you will love having a credit card with no foreign transaction fee. If you do not have a bank account with a particular bank in the country where you make your purchases, you will benefit from the no foreign transaction fee. The credit cards offer a sign up bonus when you make your first purchase.
Signup bonus: It is easy to earn a signup bonus. All you have to do is to make new purchases with your credit card to receive the rewards. You can also earn bonuses by referring other consumers. Some of the credit bureaus to offer an incentive when you refer a specific number of friends or family members. Another way of earning the signup bonus is through making purchases at grocery stores, gas stations, drugstores, and many more. By . . . . . . using your card wisely, you can easily get rid of your debt and achieve financial freedom.
Balance transfers: The balance transfers are also very popular with customers. They enable them to free up some money for making purchases. In addition, they enjoy low interest rates and higher credit limits. However, there is one drawback. The balance transfers may increase your monthly payments. You must consider the trade offs between the interest rate and the number of months that you will pay off your balance.
Cash back card: On the other hand, some credit card companies come up with a no-cash-back-back card. These cards give the customer the flexibility to choose between cash back and the rewards. Thus, the customer can get the benefits of both the cash backs and rewards, but without the need to take out a separate loan. To get the cash back, you will just need to spend money on your purchases. This will save you money.
Signup bonuses: If you are not satisfied with your current credit card, then you should consider signing up for a new credit card with the no signup bonus. The no signup bonus is a special offer that the credit card company gives you if you do not sign up for a certain period of time. However, the no signup bonus cannot be used in combination with the other incentives.
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