Credit One Bank, N.A, also called credit one bank, is a Nevada-based financial institution and banking firm specializing in credit cards, checking accounts, and loans. It is a wholly owned subsidiary of Credit One Financial Corporation, Incorporated in Nevada. It was established in 1978 by Bill Puckett and John MacDonald. Together, with their partner, Joseph Quinlan they formed a credit union for banks and credit unions in the United States.
On the night of October 14, the credit card account of Bill Puckett was closed when he went to bed. Two days later, his wife filed a police report in which she accused her husband of stealing money from their account. He denied this, stating that he was away on business. A few days later, however, Bill Puckett's body was found hanging under a stairwell at their home.
Two days after the incident, Josephine Puckett reported in detail to her supervisor, Investigator Rick Barger of the Las Vegas Metropolitan Police Department (LVPD), of what had happened to her husband. The investigator visited Bill Puckett's workplace, the Comfort Inn on South Harbor Road, to speak with the receptionist. Barger learned from the receptionist that the night of the murder, Bill Puckett had taken her and another woman to an unlocked room at the bank. Barger stated that Bill Puckett then left, taking the woman with him. Later that night, Bill Puckett's body was discovered in the room of the unlocked room.
An IP (Internet Protocol) caller type called the” Anonymous Caller” program was found on the computer used to maintain Bill Puckett's credit one bank number. The Anonymous Caller Type had no connection to the Internet whatsoever. The program was not installed on the computers at any of the banks involved. On the third week of the investigation, another week after the discovery of the IP caller type, an IP trace was performed using one of the computers at the Comfort Inn.
During the second week of the investigation, IP trace technology was again used to track down the mysterious caller type. During the search, the detectives were tracking the IP address of the mystery caller using the credit one bank number. Unfortunately, the detectives could not find the address or name of the mystery person.
On the tenth day of their investigation, a clue was found in the form of a cell phone call. The investigator dialed the unknown telephone number and talked to an answering machine. When the answering machine picked up the call, it was placed on the voicemail system. No record of the call could be found. It was, therefore, concluded that the calls were made by an unknown caller who uses a disposable cell phone to make anonymous calls every day. However, since the calls were made from a known telephone number, it is very likely that the calls were made by the same person or more probably by the same bank.
On the twenty-second day of the investigation, the detective's supervisor called him and informed him that he had tracked down the anonymous caller type. The detective stated that he did not recognize the caller's voice or any details that had been made available by the investigator. The supervisor then informed the detective that the National Do Not Call List is in effect and that he should not continue to chase the case. The detective was dumbfounded as he thought that the National Do Not Call List had been created to prevent telemarketers from calling people who have requested that they not be called by telemarketers, but the identity of the caller was still unknown.
On the third day of their investigation, a computer technician from the accounting firm came to the office of the forensic accountants. He told the forensic accountants that they had located the anonymous caller type. The computer technician showed them several files that were difficult to organize and easier to locate on the Internet. The computer technician stated that there were numerous records and sources on the Internet that would give the investigator any information that they needed concerning the origin of the anonymous call, and the identity of the caller name that was associated with the accounts that the investigators had tracked down on the Internet.