How does Bank of America visa gift card work? It is same as other Visa debit card and hence it is also accepted where other visa debit cards are also accepted. In simple words, Bank of America Visa is a gift-card of Visa with the embedded security number. Now, how to apply for it? One needs to apply online for more information.
To get started, fill in the form and submit. Within few seconds you will get a response from Bank of America that with your personal account number you have to enter on the given field. After you have submitted it, the process is completed and the information is then processed. You might have to check your email a couple of times for the confirmation from Bank of America. Then the account number should appear.
You can now use the card for shopping online or to pay bills online. The security of this card is twenty-four hours in operation. Same as any debit card you have to write the account number before punching it on the ATM machine. The process works like this, if you want to buy something you need to write down the product code.
To withdraw money, you need to write down the Visa or MasterCard number. In some cases you may not be able to write down the whole Visa and MasterCard number. This is because Bank of America Visa is not widely available. If you are in United States of American, you can apply online. Otherwise, if you are outside the country, speak to your nearest branch and find out if they are offering this Visa card.
There are many advantages of this card. As already mentioned it is not widely available in United States, but this can not stop you from applying for one. Just keep in mind that the process may take a few days. Then you will receive a temporary number with no password. After a few days you will get the permanent account number with the access code.
When selecting the Bank of America Visa card, be sure that you get one with the rewards that you prefer. It is possible that some offers are better than others. For example, some cards come with points while others come with cash back options. Some cards also offer special interest rates on balance transfers. Before you apply to make sure that the interest rate offered is not higher than the current interest rates on your account.
You should always make a list of all the credit cards that you have and the account numbers. If you cannot find the details in your favor then do a search online. The information that you need to gather includes the name of the company, the name of the card holder and the account number of the card. The bank of America Visa card is valid for a limited period of time. After the expiration date, the card cannot be used anymore and you will be required to get a new one. Therefore, you should make a plan as to how you will use your card before the expiration date.
It is a good idea to change the passwords of your other bank accounts. This will ensure that your bank of America gift card does not fall into the wrong hands. Bank of America Visa cards have a higher annual percentage rate and you should also consider this when applying for the card. However, do not forget to compare the annual percentage rate of various cards before you select a Bank of America Visa card.